As a senior living in El Paso, you have access to a wide range of health insurance options — but knowing which ones are best for you takes a little homework. Whether you're turning 65, already on Medicare, or helping a family member navigate their options, here are some important tips for 2026.
Review Your Plan Every Year
Insurance plans change annually. Benefits, premiums, copays, and drug formularies can all shift from one year to the next. Even if you're happy with your current plan, it's worth doing an annual review to make sure it's still the best option. Many of our clients have saved hundreds of dollars just by switching to a better-fitting plan.
Take Advantage of Preventive Care
Medicare and ACA plans cover a wide range of preventive services at no extra cost — including annual wellness visits, flu shots, cancer screenings, and cardiovascular tests. Don't leave these benefits unused. Preventive care can catch health issues early and save you money in the long run.
Know Your Enrollment Dates
Mark your calendar for key enrollment periods: Medicare Annual Enrollment (October 15 – December 7), Medicare Advantage Open Enrollment (January 1 – March 31), and ACA Open Enrollment (November 1 – January 15). Missing these windows can limit your options for the entire year.
Explore Extra Benefits
Many Medicare Advantage plans in the El Paso area offer benefits beyond basic Medicare — including dental, vision, hearing, transportation to medical appointments, over-the-counter allowances, and gym memberships. Ask your agent about what's available in our area.
Get Bilingual Support
If English isn't your first language, don't let that be a barrier to understanding your health insurance. At Seniors 4 Healthcare, we provide all of our services in both English and Spanish. We believe everyone deserves clear, personalized guidance — no matter what language they speak.
We're Here for You
Navigating health insurance doesn't have to be stressful. The team at Seniors 4 Healthcare is here to help you understand your options, compare plans, and enroll with confidence — all for free. Call us at (915) 497-6209 or stop by our office at 11395 James Watt Dr, Ste A10, El Paso, TX 79936.